Here's where your legacy plan stands. Most families finish the essentials in their first month.
74readiness
Your plan is nearly complete
Your will is signed and anchored. Your funeral fund is on track for next spring. Two things remain: name a backup verifier, and add your CRA and pension logins to the vault.
Life-event check-in. It's been a year since your last review, and your granddaughter arrived in June. Congratulations! A quick review makes sure she's reflected in your wishes. Takes about five minutes.
Vault
Everything your family would need to find, in one encrypted place. Each item carries its own release rule.
67 items secured
Zero-knowledge encrypted: Willow cannot read your vault
🏦
Banking & investments
RBC chequing, TFSA, RRSP, Sun Life pension
9 itemsAfter certificate
📄
Legal & property
House deed, will copy, insurance policies
11 itemsRelease fast
🕊️
Wishes & letters
Funeral wishes, letters to Sarah and David
5 itemsRelease fast
💻
Online accounts
Email, photos, subscriptions, loyalty points
38 itemsAfter certificate
🔑
Crypto & keys
Hardware wallet location & recovery instructions
4 itemsAfter certificate
Willow noticed two accounts you haven't added. Your account discovery scan found a CRA My Account and an Air Canada Aeroplan balance. Adding them takes a minute each.
Plan
Legally valid documents, executed to your province's exact requirements. Drafting and compliance are powered by licensed Canadian legal partners; Willow guides the whole journey.
Last will & testament
Signed on paper with video witnesses · Mar 14, 2026 · Ontario formalities verified
Executed
Continuing power of attorney for property
Signed · names Sarah Chen as attorney
Executed
Power of attorney for personal care
Signed · shared with Dr. Osei's office
Executed
Letter of wishes
Draft saved · not legally binding, but your family will thank you
In progress
Integrity verified. A fingerprint of your signed will is anchored to a public ledger, so any copy can be proven authentic and unaltered. The signed paper remains the legal document. sha-256 · 8f3a…c41d · anchored Mar 14, 2026
Documents by our licensed Canadian legal partner · Execution rules enforced per province: video witnessing in Ontario, fully electronic wills in British Columbia
Fund
The average Canadian funeral costs $8,000 to $10,000, and most families cover it on a credit card in their worst week. Yours is already being taken care of.
$5,240 of your $9,000 goal
58% funded · $150 deposited monthly · fully funded by April 2027 · earning 3.8% interest
Beneficiary-designated to Sarah Chen: this money bypasses probate and is available to your family within days, not months.
$150/mo
Automatic deposit on the 1st. Pause or change anytime.
Days, not months
Funds release to your beneficiary on verified passing, before probate begins.
CDIC-insured
Held in Canadian dollars at a CDIC-insured partner institution in your name.
Release
The part nobody else has solved: knowing, with certainty, when to hand things over, and doing it in the right order.
Your verifiers
Nothing releases unless two of your three chosen people independently confirm, and financial items always wait for the death certificate.
SC
Sarah ChenDaughter · Executor · Confirmed
DC
David ChenSon · Confirmed
+
Add a backup verifierA close friend or advisor makes verification stronger
How release unfolds
WITHIN HOURS · after 2-of-3 verifier confirmation
Immediate needs
Funeral wishes, the letter to the family, and the funeral fund release first: the things needed in the first 72 hours.
CERTIFICATE GATE · death certificate validated
Legal & financial access
Banking, investments, insurance, and crypto instructions release only after the death certificate is verified against the provincial registry. Inactivity alone never triggers a release.
ONGOING · executor console opens for Sarah
Settling the estate
A step-by-step path through notifications, account closures, and probate, so the executor is guided, not buried.
Executor console · preview of what Sarah would see
✓Notify Service Canada & CPP
✓Order 6 certified death certificates
✓Send bank notification letters (3 drafted for you)